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INTRODUCING

CREDIT CARD
PROCESSING

Keep 100% of your Credit Card Sales

No Transaction Fees | NO Junk Fees!

100% legal. Available Across the US

Same Day Approval 

Eliminate processing fees

Next day funding

24/7 Customer Support

Pal Merchant Services - 0% Credit Card Processing Fees

No Strings Attached

0% credit card prcoessing fees

Revolutionizing How You Get Paid

With recent legal updates and our cutting-edge proprietary software, your business can now accept credit cards at no cost! PMS introduces 0% processing, a method where a service fee is applied to all transactions, with a discount offered to cash-paying customers.

Traditional Processing

credit being interserted emoji

Credit/Debit Card

Payment Terminal

Business owner pays anywhere from

2.5 - 3.5%

Customer

Pays no fee.
Gets Cash Back 

From Card Brand

Merchant(

Receives 96% of sale amount

comparing tradtional processing to our 0% processing with clover
company logo

PMS 0% Processing

Credit/Debit Card

Payment Terminal

Auto calculates
& Adds 3.9% fee

Customer

Pays small fee.
Still gets rewards points

Merchant

Receives 100% of sale amount

PMS 0%

PROCESSING WILL ONCE AND FOR ALL ELIMINATE ALL PROCESSING FEES

With the PMS 0% Processing plan, you'll never have to worry about processing fees. Our exceptional customer service will make you a happy customer. Thousands of merchants are already using Slice, and more are signing on every day.

See if your business qualifies for 0% Processing

Interchange Fee

Transaction Fee

Authorization Fee

Statement Fee

Monthly Minimum

Online Access Fee

Other Junk Fees

credit card

Traditional Processing

2%-4% of Gross

$0.05-$0.25

$0.05-$0.25

$5-$10/mo

$25-$50/mo

$3-$15/mo

$1-$199/mo

company logo

PMS 0% Processing

0%

$0.00

$0.00

$0/mo

$0/mo

$0/mo

No junk fees

modern design of credit card
saving on credit card processing

SO HOW
DOES IT WORK?

saving processing fees

SAY BYE FEES

With our software, all the processing fees will be incorporated into the sale and a small fee is passed on to the card holder.

cash is king

CASH IS KING

Even better, your customers are rewarded for paying in cash with a 3.99% discount!

cash is king

ZERO FEES

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

repeat

SIGNS OF THE TIMES!

Point-of-purchase pricing and discount signage clearly spell out the process to customers

HEAR FROM OUR SATISFIED CLIENT

"We integrated the PMS Dual Pricing Program a few months back, and the savings were phenomenal! It amounted to a few thousand dollars — money I can really use to put back into the businesses. And my customers really appreciate the dual pricing. What a great idea. Cheers to PMS!"

MOLLY MCHUGH

OWNER & MANAGER, OMALLY'S PUB

customer paying with a credit card using a terminal

6 AMAZING POS SOLUTIONS WITH 0%

clover-mini-order

CLOVER MINI POS + 0%

Credit Card Processing

The POS that's small enough to fit into any space but powerful enough to run business Full-featured tools for your business

  • Full-featured tools for your business

  • Swipe, dip, tap, or take cash-accept all the ways

  • Access your data anywhere you need

  • All-in-one system. WiFi or WiFi/LTE connectivity

BEST FITS FOR

Retailers

Grocery Stores

Quick-Service Restaurants

clover flex

CLOVER FLEX POS + 0%

Credit Card Processing

Processing Sophisticated merchant services in a compact standalone countertop device

  • Accept all payment types

  • Get deposits fast and easy

  • All-in-one system. WiFi and LTE connectivity

  • Manage your business from anywhere

BEST FITS FOR

Quick-service Restaurants

Retailers

Services

clover station

CLOVER STATION SOLO+ 0%

Credit Card Processing

A powerful point of sale for both sides of the counter 

  • Large 14" versatile display

  • Custom orders done right

  • Speed, power, reliability

  • Multi-layered security (fingerprint login)

BEST FITS FOR

Best fits for Full-service Restaurants

Appointments & services

Retailers

Clover-Station-Duo

CLOVER STATION DUO + 0%

Credit Card Processing

A POS that does it all

  • A screen for you, another for your customer

  • Receipt printer, cash drawer, connectivity hub

  • Online ordering, Inventory Management, Discounts, Employee Management...

  • Contactless and traditional payments, paperless receipts, and offline payment mode

BEST FITS FOR

Retailers

Counter-service restaurants 

Appointments & services

NRS POS + 0%

Credit Card Processing

A powerful point of sale for both sides of the counter 

  • Large 14" versatile display

  • Custom orders done right

  • Speed, power, reliability

  • Multi-layered security (fingerprint login)

BEST FITS FOR

Best fits for Full-service Restaurants

Appointments & services

Retailers

national retail solution pos
clover station

CLOVER STATION POS + 0%

Credit Card Processing

A powerful point of sale for both sides of the counter 

  • Large 14" versatile display

  • Custom orders done right

  • Speed, power, reliability

  • Multi-layered security (fingerprint login)

BEST FITS FOR

Best fits for Full-service Restaurants

Appointments & services

Retailers

working emoji

FREE WHITE GLOVE SETUP SERVICE

We will hold your hand the whole way through.

brain emoji

BECOME AN EXPERT

Personalized training will be provide at no charge to you. By the time you are done you will be a clover expert.

repeat emoji

OVERNIGHT EQUIPMENT REPLACEMENT

Never lose clients because your terminal is down. We offer free overnight replacement.

business owner emoji

24/7 CUSTOMER SUPPORT

24/7 Live Tech support. Knowledgeable staff. Free upgrades. We did our homework :)

FAQ

Got questions? We’re ready to help you find the answer.

  • 1. What is the PMS 0% Processing Program?
    A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in store gift cards.
  • 2. What kind of businesses can use PMS?
    Just about any business that accepts credit cards can benefit from PMS. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, PMS can put more money in your pocket every month — a lot of it!
  • 3. What do I need to get started with PMS?
    This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.
  • 4. OK, I really like the idea of PMS. What do I do now?
    It's easy! Just press GET STARTED button and fill out a simple form It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the PMS family of smart merchants who are saving money every day!
  • 5. What if I don't like the dual pricing program?
    We have a 100% satisfaction guarantee. If for any reason you want to stop using Dual Pricing Program, we will immediately change you back to traditional interchange pricing. We got you covered!
  • 6. What are my customers going to say?
    Our merchants love this program and there has been virtually no negative impact from their customers. Customers understand the high costs of processing payments and opt in or use cash.
  • 7. Who else is using the Dual Pricing Program?
    Slice is new, yet thousands of merchants are already using Slice, and more are signing on every day. Gas stations have been using this program in the US for over 15 years. In addition, many national, state and local governments like the DMV, IRS, Post Offices, Schools and Courts use the dual pricing program and new federal regulations now allow merchants to reclaim their fair share of processing fees. Read More
  • 8. Do I need to get a PhD to figure this out and set it up?
    Not at all. We’ve made PMS incredibly easy to order, set up and manage. If you have any questions, just give us a call and one of our super-smart (and very friendly) tech people we mentioned earlier will help you with any questions or concerns.
  • 9. Is it legal to offer a Dual Pricing?
    As stated in the Durbin Amendment §124.STAT.2073, 9b2, businesses are permitted to offer a discount to customers as an incentive and to encourage customers to pay by alternative methods other than a credit/debit cards including either checks or cash in order to automatically receive a discount which is applied at the time of sale.
  • 10. What will my receipt look like?
  • 11. Is this the same as a surcharge?
    This is not a credit or debit card surcharge program which is not allowed in several states. PMS provides you with a technology that allows you to offer discounts to its customers who chose to pay using cash or check which is allowed in all states.
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